Available Insurance Lines

Home Insurance

Your home is your largest and most important asset. But is it properly protected? We can tell you in a matter of minutes.

Auto Insurance

Every time you pull out of your driveway, your assets, health and well-being, & future earnings are placed at risk. Isn't it time for a review?

Life Insurance

Every family's necessary, "Peace of Mind" policy. Is your family adequately covered in the unfortunate event you're no longer around?

Commercial Insurance

Statistics show commercial insurance to be the most improperly written type of insurance protection sold. Let us find and help you plug the gaps.

Umbrella Insurance

The most inexpensive, yet underutilized form of insurance available in the industry. Let us review & advise you in a matter of minutes on this essential coverage.

A message from Jim…

“Many insurance agents are unfortunately held captive to a single insurance carrier; however, we’re an independent agency representing several nationally and regionally branded carriers. This allows us to provide numerous OPTIONS for all our clients with every quote package we run. Instead of receiving a “take-it-or-leave-it” rate from a single carrier, we get an array of rates from numerous carriers who are all bidding to win your business. Then...every 4-5 years, we do it for you again, re-quoting you with all our carriers and reducing your rates by strategically moving you to a new carrier at just the right time. This allows my agency to establish long-term relationships with our clients that'll last decades, not just a few years. Let us show you what we can do to provide proper protection while reducing your annual insurance spend!”
~ Jim Steed, Agency Owner

What our clients say

“We had a negative customer experience with the carrier Jim originally placed us with, so he went to bat for us. When the carrier refused to fix the problem to his satisfaction, Jim immediately requested our permission to move our entire account to a different carrier, which not only fixed the problem but allowed us to keep our relationship with his agency. When Jim says his clients’ interests come first, we are proof that he means what he says! Thank you so much, Jim, for all you have done for us. We appreciate your kindness and the support you have shown us. Again, thanks a million!”

Vicki Garth

Vicki Garth

Vicki Garth

“Jim is definitely one of the most thorough agents I have ever worked with. He made sure we understood all aspects of our policies and on top of increasing our coverages, Jim was able to save us over $1,400 dollars per year!!! I highly recommended Jim with Options Insurance for any of your personal insurance needs.”

Ashley Trammell
Accounting Specialist
Matthews & Mayo, CPA’s

Ashley Trammell

Ashley Trammell

“There is no comparison, Jim! You have spent more time listening to us and identifying our needs in the last few days than my previous agent had in the entire nine years of our previous policy. THANKS!!!”

Marc Walwyn
Attorney at Law
Walwyn Legal

Marc Walwyn

Marc Walwyn

“Dear Jim, I so enjoyed meeting you and Tammie at Options Insurance. You are the hardest worker I have known and you truly seem to love your work. You surely know your business. I wish you the very best success. If everybody is as happy as I am, you can even take that to the bank. You are both so special.”

Deanna McNabb

Deanna McNabb

Deanna McNabb

See all our testimonials

Our Insurance Carriers

For the latest happenings, Please follow us on social media: